Now accepting early agencies

Every agency
payment on autopilot

Freelancer invoices, SaaS bills, ad spend, vendor payments — Paylo reads, decides, and pays. You only touch the big ones.

No credit card · Free for 3 months

Agency PaymentsAI Active
AK
Arjun Kapur
Freelancer
$640
Auto-paid
GA
Google Ads
Ad Spend · Client A
$3,200
Auto-paid
NO
Notion Teams
SaaS · Monthly
$192
Auto-paid
VP
Vega Productions
Vendor · Brand video
$7,800
Review
3 payments processed automatically today
Active rules
Auto-approve under$5,000
Monthly cap$40k
Alert owner>$5k
Handles Freelancer invoices SaaS subscriptions Ad spend Vendor payments Client expenses

What Paylo covers

Every payment type
your agency makes

Not just freelancers. Paylo handles your complete financial stack.

🧑‍💻
Freelancers & Contractors
Invoices auto-read, paid instantly if under your limit.
DesignCopyDevVideo
☁️
SaaS & Subscriptions
Monthly renewals tracked and auto-paid, per client budget.
NotionFigmaAdobe
📣
Ad Spend
Meta, Google, LinkedIn invoices mapped to the right client automatically.
Meta AdsGoogle AdsLinkedIn
🏢
Vendors & Suppliers
Printers, studios, event companies — full approval flow.
ProductionPrintEvents

How it works

Set rules once.
Paylo handles the rest.

Three steps to fully automated payments.

1
Connect inbox
Forward invoices to pay@paylo.io — AI reads and categorises automatically.
2
Set your rules
Auto-approve under $X, assign to client budget, notify above $Y. Once, 5 minutes.
3
One-tap approve
Only big payments need you. Everything else is handled.

Early access

Be among the first
100 agencies.

3 months free · Onboarding one by one.

Dashboard
Overview of your agency payments
Notifications
⚠
Review needed: Apex Productions
$3,900 · overdue · 2 min ago
✓
Auto-paid: Google Ads
$4,200 · Sunrise Realty · 1 hr ago
✉
New invoice: Rodrigo Santos
$2,600 · in inbox · 3 hr ago
✓
Auto-paid: Notion Teams
$224 · SaaS · yesterday
Total processed
$0
this session
↑ AI automation active
Auto-approved
0
no human needed
Pending review
0
awaiting approval
Time saved
0m
vs manual
📈 Payment Activity
Last 7 days
Mon Tue Wed Thu Fri Sat Sun
Auto-approved
Manual
⚡ Live Activity
✓
Auto-paid: Figma Teams
SaaS · 2 min ago
$180
✉
Invoice received: Aarav Design
Freelancer · 8 min ago
$960
⚠
Review needed: Apex Productions
Vendor · 15 min ago
$6,200
✓
Auto-paid: Google Ads · Client A
Ad Spend · 1 hr ago
$2,400
◎ Client Budgets
✉ Invoice Inbox
6 unread
⚡ Process Any Payment
📎
Drop PDF or tap to upload
PDF & TXT supported
or paste text
Quick samples
Invoice content
Auto-approve under ($)
Monthly cap ($)
Client (optional)
Category override
AI Decision
💡 Input methods
📧
Forward emails
Forward to pay@paylo.io — AI reads automatically
📎
Upload PDF
Tap the drop zone above to upload any invoice
📋
Paste anything
Even rough descriptions — AI extracts the details
🔗
API / Zapier
Connect FreshBooks, QuickBooks directly
Pending approval
0
awaiting review
Approved today
0
payments sent
Total value
$0
queued
◈ Payment Queue
◈
Queue is empty.
Process an invoice to see it here.
Total budget
$120,000
all clients
Spent
$59,400
this month
Remaining
$60,600
available
Utilization
49%
of total
◎ Client Budgets
📊 Category Breakdown
⚙ Auto-Approval Rules
Active
These rules run automatically on every invoice Paylo receives. Changes take effect immediately.
Auto-Approve Threshold
Payments below this amount are approved and sent without any human review.
$ USD
Currently: payments under $750 are auto-approved
Monthly Spending Cap
Total monthly limit across all auto-approved payments. Payments exceeding this need manual review.
$ USD / month
Currently: $8,000 monthly cap
Owner Notifications
Send an email alert whenever a payment is processed, approved, or needs review.
Alerts sent to owner@youragency.com
Require 2nd Approval Above
Payments above this amount require a second team member to approve before sending.
$ USD
Currently disabled
Block Unknown Vendors
Hold payments from vendors not on your approved list until manually reviewed.
Currently disabled — all vendors accepted
📋 Category Rules
Set per-category limits that override the global threshold.
🧑‍💻FreelancersCap:USD
📣Ad SpendCap:USD
☁️SaaS / SubscriptionsCap:USD
🏢Vendors & SuppliersCap:USD
Connect Paylo to your existing tools. Connected integrations feed invoices in automatically.
📧 Email & Inbox
Gmail
Forward invoices from your Gmail inbox automatically
● Connected · paylo@youragency.com
Outlook / Microsoft 365
Connect your Outlook inbox to auto-process invoices
Not connected
💳 Payments
Stripe
Send payments and manage transfers via Stripe
● Connected · acct_1234567
Wise Business
Send international payments with low fees
Not connected
PayPal Business
Pay contractors via PayPal instantly
Not connected
📊 Accounting
QuickBooks
Sync all payments to QuickBooks automatically
Not connected
Xero
Two-way sync with your Xero accounting
Not connected
FreshBooks
Auto-import invoices from FreshBooks
Not connected
🔗 Automation
Zapier
Connect 5,000+ apps via Zapier automations
Not connected
n8n
Build advanced workflows with n8n
Not connected
Paylo API
Direct REST API access for custom integrations
API key: pk_live_••••••••4821
Total vendors
12
active this month
Total paid out
$59,400
this month
Avg per vendor
$4,950
per payment
👥 Vendor Directory
VendorCategoryTotal PaidLast PaymentStatus
This month
$59,400
total spend
↑ 23% vs last month
Automation rate
94%
payments auto-handled
↑ from 87% last month
Avg process time
1.2s
per invoice
vs 8 min manually
Hours saved
38h
this month
↑ $1,900 saved in labour
💸 Spend by Category
$59.4k total
Ad Spend$24.2k
Freelancers$18.4k
Vendors$13.2k
SaaS$3.8k
📅 Monthly Trend
Jul Aug Sep Oct Nov Dec
Jul: $32k Aug: $38k Sep: $41k Oct: $48k Nov: $59k
🏆 Top Vendors by Spend
This month
1
GA
Google Ads
Ad Spend
$24,200
2
RS
Rodrigo Santos
Freelancer
$18,400
3
AV
Apex Productions
Vendor
$13,200
4
PM
Priya Mehta Studio
Freelancer
$7,680
5
AD
Adobe Creative
SaaS
$3,800
0~ Paylo — AI Payment Layer
Now accepting early agencies

Every agency
payment on autopilot

Freelancer invoices, SaaS bills, ad spend, vendor payments — Paylo reads, decides, and pays. You only touch the big ones.

No credit card · Free for 3 months

Agency PaymentsAI Active
AK
Arjun Kapur
Freelancer
$640
Auto-paid
GA
Google Ads
Ad Spend · Client A
$3,200
Auto-paid
NO
Notion Teams
SaaS · Monthly
$192
Auto-paid
VP
Vega Productions
Vendor · Brand video
$7,800
Review
3 payments processed automatically today
Active rules
Auto-approve under$5,000
Monthly cap$40k
Alert owner>$5k
Handles Freelancer invoices SaaS subscriptions Ad spend Vendor payments Client expenses

What Paylo covers

Every payment type
your agency makes

Not just freelancers. Paylo handles your complete financial stack.

🧑‍💻
Freelancers & Contractors
Invoices auto-read, paid instantly if under your limit.
DesignCopyDevVideo
☁️
SaaS & Subscriptions
Monthly renewals tracked and auto-paid, per client budget.
NotionFigmaAdobe
📣
Ad Spend
Meta, Google, LinkedIn invoices mapped to the right client automatically.
Meta AdsGoogle AdsLinkedIn
🏢
Vendors & Suppliers
Printers, studios, event companies — full approval flow.
ProductionPrintEvents

How it works

Set rules once.
Paylo handles the rest.

Three steps to fully automated payments.

1
Connect inbox
Forward invoices to pay@paylo.io — AI reads and categorises automatically.
2
Set your rules
Auto-approve under $X, assign to client budget, notify above $Y. Once, 5 minutes.
3
One-tap approve
Only big payments need you. Everything else is handled.

Early access

Be among the first
100 agencies.

3 months free · Onboarding one by one.

Dashboard
Overview of your agency payments
Notifications
⚠
Review needed: Apex Productions
$3,900 · overdue · 2 min ago
✓
Auto-paid: Google Ads
$4,200 · Sunrise Realty · 1 hr ago
✉
New invoice: Rodrigo Santos
$2,600 · in inbox · 3 hr ago
✓
Auto-paid: Notion Teams
$224 · SaaS · yesterday
Total processed
$0
this session
↑ AI automation active
Auto-approved
0
no human needed
Pending review
0
awaiting approval
Time saved
0m
vs manual
📈 Payment Activity
Last 7 days
Mon Tue Wed Thu Fri Sat Sun
Auto-approved
Manual
⚡ Live Activity
✓
Auto-paid: Figma Teams
SaaS · 2 min ago
$180
✉
Invoice received: Aarav Design
Freelancer · 8 min ago
$960
⚠
Review needed: Apex Productions
Vendor · 15 min ago
$6,200
✓
Auto-paid: Google Ads · Client A
Ad Spend · 1 hr ago
$2,400
◎ Client Budgets
✉ Invoice Inbox
6 unread
⚡ Process Any Payment
📎
Drop PDF or tap to upload
PDF & TXT supported
or paste text
Quick samples
Invoice content
Auto-approve under ($)
Monthly cap ($)
Client (optional)
Category override
AI Decision
💡 Input methods
📧
Forward emails
Forward to pay@paylo.io — AI reads automatically
📎
Upload PDF
Tap the drop zone above to upload any invoice
📋
Paste anything
Even rough descriptions — AI extracts the details
🔗
API / Zapier
Connect FreshBooks, QuickBooks directly
Pending approval
0
awaiting review
Approved today
0
payments sent
Total value
$0
queued
◈ Payment Queue
◈
Queue is empty.
Process an invoice to see it here.
Total budget
$120,000
all clients
Spent
$59,400
this month
Remaining
$60,600
available
Utilization
49%
of total
◎ Client Budgets
📊 Category Breakdown
⚙ Auto-Approval Rules
Active
These rules run automatically on every invoice Paylo receives. Changes take effect immediately.
Auto-Approve Threshold
Payments below this amount are approved and sent without any human review.
$ USD
Currently: payments under $750 are auto-approved
Monthly Spending Cap
Total monthly limit across all auto-approved payments. Payments exceeding this need manual review.
$ USD / month
Currently: $8,000 monthly cap
Owner Notifications
Send an email alert whenever a payment is processed, approved, or needs review.
Alerts sent to owner@youragency.com
Require 2nd Approval Above
Payments above this amount require a second team member to approve before sending.
$ USD
Currently disabled
Block Unknown Vendors
Hold payments from vendors not on your approved list until manually reviewed.
Currently disabled — all vendors accepted
📋 Category Rules
Set per-category limits that override the global threshold.
🧑‍💻FreelancersCap:USD
📣Ad SpendCap:USD
☁️SaaS / SubscriptionsCap:USD
🏢Vendors & SuppliersCap:USD
Connect Paylo to your existing tools. Connected integrations feed invoices in automatically.
📧 Email & Inbox
Gmail
Forward invoices from your Gmail inbox automatically
● Connected · paylo@youragency.com
Outlook / Microsoft 365
Connect your Outlook inbox to auto-process invoices
Not connected
💳 Payments
Stripe
Send payments and manage transfers via Stripe
● Connected · acct_1234567
Wise Business
Send international payments with low fees
Not connected
PayPal Business
Pay contractors via PayPal instantly
Not connected
📊 Accounting
QuickBooks
Sync all payments to QuickBooks automatically
Not connected
Xero
Two-way sync with your Xero accounting
Not connected
FreshBooks
Auto-import invoices from FreshBooks
Not connected
🔗 Automation
Zapier
Connect 5,000+ apps via Zapier automations
Not connected
n8n
Build advanced workflows with n8n
Not connected
Paylo API
Direct REST API access for custom integrations
API key: pk_live_••••••••4821
Total vendors
12
active this month
Total paid out
$59,400
this month
Avg per vendor
$4,950
per payment
👥 Vendor Directory
VendorCategoryTotal PaidLast PaymentStatus
This month
$59,400
total spend
↑ 23% vs last month
Automation rate
94%
payments auto-handled
↑ from 87% last month
Avg process time
1.2s
per invoice
vs 8 min manually
Hours saved
38h
this month
↑ $1,900 saved in labour
💸 Spend by Category
$59.4k total
Ad Spend$24.2k
Freelancers$18.4k
Vendors$13.2k
SaaS$3.8k
📅 Monthly Trend
Jul Aug Sep Oct Nov Dec
Jul: $32k Aug: $38k Sep: $41k Oct: $48k Nov: $59k
🏆 Top Vendors by Spend
This month
1
GA
Google Ads
Ad Spend
$24,200
2
RS
Rodrigo Santos
Freelancer
$18,400
3
AV
Apex Productions
Vendor
$13,200
4
PM
Priya Mehta Studio
Freelancer
$7,680
5
AD
Adobe Creative
SaaS
$3,800